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How to Apply to AARP Credit Card

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The AARP Credit Card has many benefits, including generous discounts for eating in restaurants, for buying petrol/gas as well as for other products. Moreover, if you spent $500 in the first 3 months after opening your account you will get a bonus of $100! Enough reasons to apply, right? Here is how to do it.


There are no specific requirements or eligibility criteria which you must meet in order to be able to apply for this card. However, in the application process you will be asked to provide your postal address (so you must have one) as well as your AARP membership number.

How to Apply

You can either apply by phone by calling Chase at 1-800-667-1645 or online. If you decide to apply online, here are the steps you need to follow:

Step 1: Open the credit card’s main webpage and click on the ‘Apply Now’ button.


Step 2: Introduce your personal information, including first and last name, mailing address and AARP membership number and then click on the ‘Next’ button at the bottom of the page.


Step 3: After introducing your personal details other pages will open where you will be asked information about your financial situation, about contact and security, as well as about  additional features you plan to add such as other persons who can use your account. Finally, you will have to review and submit your application.



Q: Can somebody else use my Chase account if I give him/her permission and how to give it?

Yes, you can always authorize another person to use your Chase account, as long as you fill in the form of giving him/her the authorization. Once you log in to your Chase.com account entering your User id and password, there is an option to click on - "Add New user". You need to create a user id and temporary password, as well as to identify what kind of transaction can be done.

Q: What is the length of a Chase account number?

Every account number is different and the number of digits depends on the card you have. When Chase account number is in question, there are 15 digits, and the number beings with six zeros. It is usually written in the top right corner of your statement.

Q: What is an AARP membership and how can I become a member?

The American Association of Retired Persons or shortly – AARP - is the American organization founded by Dr. Ethel Percy Andrus. It is created for those people who are older than 50, and offers them certain benefits. Once one of the partners becomes a member, the membership of the spouse is free. Yearly fee is $16 and the process of joining is online, where you receive your membership number.

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