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USAA Cash Rewards American Express Credit Card Reviews & Info

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Contact Information

  • Telephone: 210-531-USAA (8722) or 800-531-USAA
  • E-Mail: Email form available after logging in.
  • Mailing Address: USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288-9876

The USAA Cash Rewards American Express Credit Card is created for individuals who are currently serving, or formerly served, in the U.S. military institutions, militaries’ family members, cadets or midshipmen. Besides having no annual fee this card has low interests (starting from 10.65%) and a great rewards program (up to 2,25% cash back).

Card Information

Rewards

Earn up to 2.25% cash back on gas and grocery purchases.
Featured Reward:Earn up to 1.25% cash back on your everyday purchases.

Signup Bonus

None

Annual Fee

None

Cash Advance APR

10.65% to 26.65% APR variable with the market and based upon the Prime Rate

Late Payment Fee

Up to $35

Purchases APR

10.65% to 26.65% APR variable with the market and based upon the Prime Rate

CreditSpot Icon CreditSpot's CardScore Submit Review
80

Pros and Cons

Pros

+ No Annual Fee
+ Great Rewards Program
+ Low APR

Cons

- No Signup Bonus
- High Late Payment Fee
- Card available only to individuals who are currently serving, or formerly served, in the U.S. military institutions, militaries’ family members, cadets or midshipmen

Permium Credit Card Offers

3 Reviews

USAA Cash Rewards American Express Credit Card Overall rating: ★★★★☆ 4 based on 3 reviews
5 1

Great

★★★★★
5 5 1
Been having this card for over 10 years and I'm OK with it! I don't think any card could've been better!

very good credit and cash back

★★★★☆
4 5 1
It was quite easy for me to get it since my father served in the military for over 30 years (having a family member or a family history in the USA military is a must for getting this card.) Although I like this one, I'm considering to get the USAA Cashback Plus instead since the offer and cash back percentages seem higher! I don't know if there is any possibility to just upgrade my existing card or if I need to ask for a totally new card. Do you guys have any information about it?

good protection but average credit card

★★★☆☆
3 5 1
I must say that the USAA desktop and mobile app is very secure regarding online banking. Anyway, the rewards program isn't the best out there but is still something.
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