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AAA Member Rewards Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-732-9194
  • E-Mail: No email address available
  • Mailing Address: PO Box 15019 Wilmington, DE 19886-5019

The AAA Member Rewards Credit Card is issued by the Bank of America and offers its holders a fantastic point rewards system, no introductory APR and a $100 statement credit offer after spending $250 in purchases in the first 90 days after opening the account.

Card Information

Rewards

3X points on qualifying AAA and travel purchases.
2X points on gas, grocery and drugstore purchases.
1X points on all other purchases.

Signup Bonus

0% introductory APR for the first 12 billing cycles.
$100 statement credit offer after spending $250 in purchases in the first 90 days after opening the account.

Annual Fee

None

Cash Advance APR

16.24% to 25.24%

Late Payment Fee

Up to $37

Purchases APR

13.24% to 23.24% based on creditworthiness

CreditSpot Icon CreditSpot's CardScore Submit Review
86.7

Pros and Cons

Pros

+ Point rewards system
+ No annual fee
+ No introductory APR

Cons

- High late payment fee
- High APR after the introductory period
- Higher rewards only for selected purchases

Permium Credit Card Offers

3 Reviews

AAA Member Rewards Credit Card Overall rating: ★★★★☆ 4.3 based on 3 reviews
5 1

Great for traveling

★★★★★
5 5 1
Just when I thought AAA couldn’t get any better, I was wrong. AAA has a good rewards program and doesn’t have any interest rates when you first join for the first year. If you make a qualifying travel purchase they will reward you with three times the rewards points, on any gas station purchase, grocery store or even drug store purchase you’ll earn two times the points and one point for anything else. If you spend at least two-hundred-and-fifty-dollar after the first 90 days when you open the account, they’ll reward you with a $100 credit. They do cash advances which are always a good thing in my book, however, there is a higher interest rate on those. The over all interest rate is low if you have good credit and a bit on the high end for those who don’t have such great credit. The late fee is average in comparison to other companies out there, so you still want to make sure you’re paying the bill on time. I have to say overall, I’m a fan of this card. I enjoy traveling and it can be expensive, but with regular purchases in my daily life, it makes it super easy to not just earn rewards, but to also be able to redeem those rewards for things that I can really benefit from too.

Had much better offers

★★★☆☆
3 5 1
It’s not a bad card overall, but for sure I had previous cards offering much more generous benefits…

Great job, BA!

★★★★★
5 5 1
The best card from Bank of America ever! So many benefits available, including point rewards and signup bonuses – highly recommended!
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