Picture of the Affinity Credit Union Low Fee MasterCard front

Affinity Credit Union Low Fee MasterCard Reviews & Info

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Contact Information

  • Telephone: 1.866.863.6237
  • E-Mail: Chat box available from the Affinity website
  • Mailing Address: CUETS Financial P.O. BOX 3030 Regina, SK

The Affinity Credit Union Low Fee MasterCard issued by Affinity Credit Union and CUETS includes MasterPurchase, MasterTrip, Extended Warranty and Credit Card Registry for an annual fee of $12. Choice Rewards (1 point for every $1 spent) can be added to the card for an extra $24.

Card Information

Rewards

If Choice Rewards program is added to the card (optional) you get 1 point for every $1 spent on eligible purchases.

Signup Bonus

3.99% promotional AIR on balance transfers for 10 months.

Annual Fee

$12

Cash Advance APR

19.49%

Late Payment Fee

N/A

Purchases APR

19.49%

CreditSpot Icon CreditSpot's CardScore Submit Review
80

Pros and Cons

Pros

+ MasterTrip and MasterPurchase benefits
+ 3.99% promotional AIR on balance transfers for 10 months
+ No charge for additional cards for authorized users

Cons

- Annual fee
- No rewards
- High APR for purchases and cash advance

5 Reviews

Affinity Credit Union Low Fee MasterCard Overall rating: ★★★★☆ 4 based on 5 reviews
5 1

not worthy a penny

★★☆☆☆
2 5 1
I didn’t see any advantage from using this card and still I pay their low annual fee although there are so many other choices out there. I’m really thinking to go for another card and leave this one aside.

not many options available

★★★☆☆
3 5 1
This card has indeed low fees but doesn’t offer all the options as the other Master Cards of this range. Also you need to pay more if you want to enroll in the rewards program which is not automatic.

really good

★★★★★
5 5 1
For me it is the best credit card so far. Easy platform, low cost and other advantages... I really would recommend this card to friends and family.

the best

★★★★★
5 5 1
Amazing credit card with so many benefits and such a low annual fee!

Great

★★★★★
5 5 1
Great Great Great! I also got the Choice Rewards activation and I can say that this is one of the best options of the Affinity Credit Union.
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