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With the AgFed Credit Union Secured Visa Credit Card you can receive credit loan (up to $10.000) for any financial need you might have. Besides being a low interest credit card, this Visa Secured can be obtained directly online in a few easy steps.
Before applying for the AgFed Visa Secured Credit Card make sure to meet the following eligibility criteria:
- Be a U.S. citizen or a legal resident of the United States
- Be at least 18 years of age at the time of account opening, or a minor in a joint account with a parent/guardian.
- Be open to provide information regarding your employment status and/or other sources of income.
How to Apply
Here are the steps:
Step 1: Visit the credit card’s page and press the ‘Apply for a Loan’ button.
Step 2: Select the type of the application between the individual and joint options. Introduce in the appropriate spaces the Borrower’s Social Security Number and the Borrower Member Number and press ‘Next.’
Step 3: Complete the loan information fields including: the loan type (here select Credit Card Secured), purpose of loan, payment method, payment frequency, promotion code (optional), loan amount/line of credit and your email address. Click on the ‘Next’ button to continue on the next page.
Step 4: Enter the borrower personal information including: first and last name (middle initial and suffix are optional), date of birth, address (street/building number, street name, select the street type and unit type or number, city, state, Zip Code), move in date to current address, housing status, home phone number and mobile phone number (optional). Press the ‘Next’ button.
Step 5: Complete the Borrower Employment Information section by first selecting ‘yes’ or ‘no’ under the current employment question. If the borrower is currently employed select ‘yes’ and then enter the required information including: current employer, working position, work phone number, gross annual salary, hire date, street address, city, state, Zip code. Enter also the information relative to the Borrower Additional Income such as: source of other income, gross annual other income. Click on the ‘Next’ button to proceed.
Step 6: After around 30 seconds you should receive a confirmation regarding your successful application submission similar to the one in the following picture.
Q: Can I make payments electronically?
Yes, of course. Credit card payments can be done. All you need to do is to transfer funds from your AgFed deposit account to your Credit Card account. To do that you need to visit Online Banking application and log into your account. Another way of making credit card payments is in any of AGFed branches or by telephone.
Q: What can be the maximum limit on a Credit Card?
That depends on the amount that you were approved and the credit card that you possess. The maximum limit that AgFed offers is $30,000.00 on Platinum Visa credit card.
Q: Why should I use a credit card?
Credit cards are developing fast in the recent years and more and more people are starting to use them worldwide. The reason of using a credit card is that you get the chance to pay for products easily; they can spread the cost of big purchases and earn you cashback and loyalty points. Also, they are more convenient in terms that you do not need to have cash with you all the time and it is a safer way of payment. That is one of the big benefits of using a credit card for purchases is that extra protection is given, and some of the cards even offer extended warranty period or replacement of items in case of damage and loss.