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How to Apply to Arvest Visa Gold Credit Card

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The Arvest Visa Gold Credit Card issued by the Arvest Bank offers low rates and some great credit lines to its customers. This card has no annual fee, a low APR for purchases and cash advances, and many travel benefits. If you want to apply, here you’ll find all the steps for your online application.


Before applying for this credit card, you need to meet all the following criteria of eligibility:

  • Be 18 of age or older
  • Be a resident of one of the following states: Oklahoma, Kansas, Missouri and Arkansas
  • Have a valid home address, a valid photo ID and a social security number
  • Be open to provide information regarding your finances and employment situation

How to Apply

Below you’ll find all the necessary information in order to successfully complete and submit and online application. These are the steps you need to follow:

 Step 1: Open the card’s main page and press the ‘Apply Now’ button.

Step 2: A pop-up window where you can choose your location among the available options will open.  After selecting it, click on the ‘Continue’ button.

Step 3: Next you’ll be redirected to the online application form. Here you need to provide all the mandatory information (marked with *) regarding the primary applicant. This information must include the applicant’s: first name, last name, name displayed on card, social security number, date of birth, security password, primary phone number, residential street address, city, state, Zip code, time at the current address, housing situation, driver’s license number or state issued ID number and issuing date.

Step 4: Provide also the information regarding the primary applicant’s financial situation including: current employer name, time with employer, the current Arvest relationship, monthly gross income and source of income. Click the ‘Submit’ button to complete your application.



Q: It is mentioned that I can use Visa card worldwide, but I am wondering what kind of issues might happen when I use my credit card abroad?

Yes, it is said that a Visa card can be used worldwide, but you need to find out whether with the fact whether your card is accepted in the country you are traveling to before you start your journey, since it might lead to serious consequences if you go there to find out that you cannot get your money. That can be done by going to your issuer’s office or call the contact center and ask for the information. Also, you might be asked to provide your credit card PIN abroad, so it is advisable to memorize it. In case it happens that the merchant is asking for the PIN when purchasing or you cannot get the money from an ATM without it, you can contact the bank by calling a toll-free number on the back of your card and they will provide you with your PIN.

Q: I applied for Arvest Visa Gold credit card a few days ago and got the approval. How long do I need to wait before the card is delivered to my mail address?

The period from the approval to the delivery of the card depends on many factors and is different for each issuer. The issuers usually use delivery services which will bring it to your address after 5 to 7 business days. If you are in a hurry to get the card, there is an option of express delivery on your demand. This means that your card should be delivered as soon as possible. With express delivery, you might get the card the very same day or the following day.

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