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Arvest Visa Gold Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-356-8085
  • E-Mail: Here: https://www.arvest.com/contact/banking/email-bank
  • Mailing Address: P.O. Box 6139 Norman, OK 73070

The Arvest Visa Gold Credit Card has no annual fee, no balance transfer fee and a reduced annual percentage rate (APR). Travel benefits include a $300,000 automatic travel accident insurance, auto rental insurance at no additional cost, worldwide travel, cash emergency, ticket services and more.

Card Information



Early Spend Bonus


Annual Fee


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Pros and Cons


+ No annual fee
+ No Balance Transfer
+ Fee Low APR for purchases and cash advances


- No rewards
- No signup bonus
- Late payment fee

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5 Reviews

Arvest Visa Gold Credit Card Overall rating: ★★★★☆ 4 based on 5 reviews
5 1


The best credit card from Arvest Bank! It has so many great options!
- prairie90

very good

This card has many travel benefits including a free insurance after renting a car and ticket discounts. In general it is a great card but sometimes visa is not good for online purchases and reservations. I use it additionally to my other card.
- ericson4

very good and easy

I simply love it! It costs so little in fees and rates and it can offer so much while traveling. I had a cash emergency once and it solved my problem right away!
- Nana

little coverage

As usual with Arvest, their services are very slow and do not have coverage in all the United States. The card per-se is not bad but it could have been better.
- SimonGarry


I was approved for this card in 2016 and have used it correctly, but now have 2 different Chase credit cards since then to take advantage of their Ultimate Rewards Program. The Credit Limits are 8x and 9x higher than what little Arvest gave me to begin with (and I have great credit), with the first Chase card having the limit raised on it in as little as 2 months, Arvest gave me an automatic increase after a year of only a few hundred dollars, and the rewards program is nothing to write home about either. That being said though, this was my first "real" credit card aside from loans and in-store credit cards and has taught me a lot about revolving credit, and I haven't had any problems at all with it, there's just much better cards out there to be had with much better rewards.
- OhYouFan
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