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AT&T Access Citi Credit Card Reviews & Info

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Contact Information

  • Telephone: 1–800–842–6596
  • E-Mail: No email address available
  • Mailing Address: Citibank Customer Service P.O. Box 65006 5 0 0 Sioux Falls, SD 57117

The AT&T Access Citi Credit Card is issued by Citibank and offers its holders numerous benefits including a point rewards system (2 points for each dollar spent on retail and travel websites and on AT&T products and services and 1 point for each dollar spent on all other purchases) as well as a 10,000 points signup bonus.

Card Information


2 points for each $1 spent on purchases made online at retail and travel websites.
2 points for each $1 spent on products and services purchased directly from AT&T.
1 point for each $1 spent on all other purchases.

Signup Bonus

10,000 bonus points after $1,000 in purchases in the first 3 months after the account opening.

Annual Fee


Cash Advance APR

25.49% variable according to Prime Rate

Late Payment Fee

Up to $35

Purchases APR

14.24% - 23.24% variable APR based on your creditworthiness.

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Pros and Cons


+ Point rewards
+ No annual fee
+ Signup bonus


- High interest rates
- Rewards system dedicated mostly to AT&T products
- High late payment fee

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6 Reviews

AT&T Access Citi Credit Card Overall rating: ★★★★☆ 3.6 based on 6 reviews
5 1

Good for ATT customers

5 5 1
The AT&T Access Citi rewards credit card is great for anyone who is already a customer. There are no annual fees that anyone will have to pay that is a current or new card holder. Card holders are earning at least twice the points for any purchases made on the ATT website as well as retail purchases. Anything else is giving single points for purchases made. When you first sign up you’ll be happy to know that they’re giving you ten-thousand points just for signing up as a welcome gift in the first three months if you manage to spend at least a thousand dollars. Both the late fee as well as the interest rate that accumulates on cash advances are standard to other similar credit cards out there. As far as other interest fees that accumulate on purchase are low for anyone who has good credit. If you’re credit isn’t the best, then you’ll be facing higher interest rates. My overall opinion on this is, if you are an ATT customer or plan to become one then this really could be a great card for you. However, if you aren’t and don’t plan to be then this might not be the best choice for you. The rewards are well worth the benefits of being a card holder and I would recommend this to friends and family.

Citibank has better cards

3 5 1
Not a bad card overall, but I still think that Citibank offers much better deals with many of their other cards.

Reasonable offer but far from perfect

3 5 1
I think this card is quite good, although AT&T customers are favorised by their point rewards system. Oh, and the fact the interest rate is quite high…

Never had better!

5 5 1
Truly fantastic card, I’m utterly impressed by the various rewards they offer. And of course, the fact that there’s no annual fee is a clear plus!

Don't have many complaints

4 5 1
Besides the fact that the interest rates and late payment fees are rather high, I do not have any complaints regarding this card. Fantastic rewards, great signup bonus, no annual fee…What more can you expect?


2 5 1
I’m not sure why I decided to get this card in the first place, but right now I regret this decision. This card targets mostly AT&T customers and I’m not one of them…
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