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How to Apply to Citgo Rewards Credit Card

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With its great benefits in fuel statements, the Citgo Rewards Credit Card is a perfect option for frequent drivers interested in saving money. If you would like to apply for this card, we will show you how to easily complete and submit an online application form available on the credit card’s website.


Before starting the online application for this card, please make sure that you meet all the eligibility conditions listed below:

  • You should be at least 18 years of age
  • You must have a valid postal address (P.O. box is not sufficient), email address and phone number
  • You must have a valid government-issued photo ID and a valid social security number
  • You will be required and thus, be willing to, provide information regarding your finances, including your annual income

How to Apply

Here are the steps you should follow if you want to fill in and submit an online application for a Citgo Rewards Credit Card:

Step 1: Navigate to the credit card’s homepage and click on the ‘APPLY NOW’ button for opening the online application form.


Step 2: Introduce in the appropriate fields the following information: your first name, middle initial (optional), last name, address (no P.O. boxes allowed!), city, state, Zip code, home phone, work and mobile phone (optional), email address (choose also by ticking the appropriate box whether you would like to receive or not promotional emails), annual net income from all sources and length of time at your current address (in years).


Step 3: Choose whether you would like to receive electronically or paper statements, provide your date of birth, social security number and mother’s maiden name and, optionally, enter your service station/facility number and employer identification.


Step 4: You can purchase if you want an Optional Card Security by checking the appropriate box.


Step 5: Read carefully and review the Credit Terms and the Consent to Electronic Communications and, provided that you agree with all of them, click on the ‘Accept and Submit’ button.



Q: Are there both personal and business Citgo accounts and what is the difference?

Yes, both personal and business Citgo accounts exist so as to meet the clients’ needs. Personal credit cards are issued to the frequent customers at Citgo gas stations and they are useful because the offer reward points that can be used later. A personal Citgo card is the CITGO Rewards Card. On the other hand, there are three business cards such as CITGO Fleet, CITGO Fleet Select, and CITGO Fleet Universal and they are designed for those people who have big businesses and a fleet of vehicles.

Q: What is the difference between revolving or non-revolving account?

Revolving account allows you the usage of the credit repeatedly as long as the account is open and you fulfill your payments obligation on time. Non-revolving account allows the credit that cannot be used again after it is paid off. Before borrowing the money, you make an agreement to an interest rate and a fixed repayment schedule that you need to pay each month according to the agreement. Usually, non-revolving credit has a lower interest rate, but it does not have the flexibility of revolving credit.

Q: Are Citgo accounts revolving or non-revolving?

While the CITGO personal accounts are revolving, allowing you the flexibility to pay the full amount each month, the CITGO business accounts are non-revolving which means that they must be paid off at the end of each term.

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