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J Crew Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-888-428-8810
  • E-Mail: help@jcrew.com
  • Mailing Address: PO Box 182273 Columbus, OH 43218-2273

J Crew is a famous American retail shop that sells men’s, women’s and children’s clothing and accessories. As of its founding in 1937, J Crew has grown to have over 300 stores across the United States.

Card Information

Rewards

- Get a $25 rewards card for every $500 purchase

- Get a special birthday surprise

- Free personalized shopping and styling services

- Complimentary standard alterations for store purchased items

- Exclusive cardmembers invitations to sales and events

- Cardmembers enjoy priority customer service

Signup Bonus

Cardholders receive a 15% discount on their first purchase

Annual Fee

None

Cash Advance APR

Not Available

Late Payment Fee

Expect to pay up to $37 for late payment penalties

Purchases APR

25.24% which varies with the market Prime Rate

CreditSpot Icon CreditSpot's CardScore Submit Review
66.7

Pros and Cons

Pros

+ Great rewards system
+ No annual fees

Cons

- High APR
- Not great for purchases in different stores

3 Reviews

J Crew Credit Card Overall rating: ★★★☆☆ 3.3 based on 3 reviews
5 1

Good Card

★★★★☆
4 5 1
It's a great card. J Crew has lots of sales. Good for building credit.

Very Disappointed

★★☆☆☆
2 5 1
I never get my rewards card on time, and when I do, it's about to expire. I complained to customer service but they said they couldn't do anything.

Very Good CLI

★★★★☆
4 5 1
I started with this card with a $300 limit. Three months later I hit the luv button and got a $450 limit. Now, it allowed me to press the luv button multiple times and my credit limit is now $4,250. The highest limit out of my store cards!!! I LOVE this card.
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