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How to Apply to Citi ThankYou Credit Card

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With its great reward points such as 2 points for each $1 spent on purchases at restaurants, entertainment, amusement parks, tourist attractions, record stores, video rental stores and on-demand internet streaming media, the Citi ThankYou Preferred Card is your best option for earning from your purchases. If you need some support for applying for this card, here we will provide a step-by-step guide on how to do it.


If you want to apply for the Citi Prestige Credit Card, you should meet the following criteria:

  • You should be at least 18 years of age or older
  • You should have a valid US street address, phone number, and email address
  • You must have a valid Social Security Number

How to Apply

Step 1: Visit the card’s homepage and click on the ‘Apply now’ button in order to open the page containing the online application form.


Step 2: Fill out the spaces dedicated to personal information.

Make sure to include your full name, your address, your phone number, your email address, your date of birth, your social security number (SSN).

At this step, you are also required to choose a personal security word.


Step 3: Fill out the fields regarding your financial information, including your total annual income.

You can also add an authorized user who can have access to your card by filling out the required spaces.

You must as well read and agree with the card’s Electronic Disclosure by checking the provided box.


Step 4: Scroll down the page and, after reading the Terms and Conditions dedicated to the Citi ThankYou Preferred Card, check the provided box.

Finally, click on the ‘Submit’ button for forwarding your application to the bank.

Soon, you’ll get a notification regarding the results of your application.



Q: Which credit Information is used when determining whether I am eligible for the Citi ThankYou Credit Card or not?

In order to get a Citi ThankYou Credit Card, you must meet certain criteria in terms of your credit score. Also, once you are approved of the card, your credit limit depends on your creditworthiness. All these are determined based on your annual salary and wages, any other annual income and a review of your debt listed on your credit report.

Q: What does Merchant Code stand for?

Each merchant where you can make a purchase using Citi ThankYou Credit Card and get points is assigned a code. That code indicates the merchant's primary area of business and they are assigned by a third party. You are given that code when you make a purchase there and that might give you additional points. Sometimes a purchase that you think fits a certain category may not earn additional points.

Q: Is there a possibility of transferring my points gained with Citi ThankYou Credit Card?

There is an option which allows you to transfer your ThankYou® Points to TrueBlue® points in order to be able to get flights faster. The fee is not charged and the minimum transfer is only 1,000 points.

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