BB&T Spectrum Rewards Credit Card

VS

Total Visa Unsecured Credit Card

BB&T Spectrum Rewards Credit Card

Total Visa Unsecured Credit Card

The BB&T Spectrum Rewards Credit Card is issued by BB&T Bank and offers his holders great cash rewards (3% on... Read more about BB&T Spectrum Rewards Credit Card

Total Visa Unsecured Credit Card is issued by Mid America Bank & Trust Company. It is designed for people with ... Read more about Total Visa Unsecured Credit Card

3% cash back for all qualified purchases within the first 90 days after opening an account and 1% cash back afterwards.
5% cash back anniversary bonus.
30% cash back bonus when spending $50,000 or more annually.

None.

3% cash back for all qualified purchases within the first 90 days after opening an account.
0% Introductory APR for 12 months on purchases and balance transfers.

None.

None

$75.00 - first year;
$48.00 - after the first year;