UMB Visa Credit Card
VS
BB&T Spectrum Rewards Credit Card

UMB Visa Credit Card

UMB Visa Credit Card

BB&T Spectrum Rewards Credit Card

BB&T Spectrum Rewards Credit Card

Reviews

4★★★★☆(3)
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3.5★★★★☆(4)
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About

The UMB Visa Credit Card is issued by the UMB Bank and provides its holders a generous cash back rewards system (1.25... Read more about UMB Visa Credit Card

The BB&T Spectrum Rewards Credit Card is issued by BB&T Bank and offers his holders great cash rewards (3% on... Read more about BB&T Spectrum Rewards Credit Card

Rewards

1.25% cash back on monthly purchases up to $5,000.
1.5% cash back on monthly purchases over $5,000.
Travel assistance services, auto rental insurance, and more.

3% cash back for all qualified purchases within the first 90 days after opening an account and 1% cash back afterwards.
5% cash back anniversary bonus.
30% cash back bonus when spending $50,000 or more annually.

Early Spend Bonus

0% introductory APR on balance transfers for the first 12 months

3% cash back for all qualified purchases within the first 90 days after opening an account.
0% Introductory APR for 12 months on purchases and balance transfers.

Annual Fee

None

None

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