Westpac Altitude Black Credit Card
VS
Citibank Simplicity Credit Card

Westpac Altitude Black Credit Card

Westpac Altitude Black Credit Card

Citibank Simplicity Credit Card

Citibank Simplicity Credit Card

Reviews

3.4★★★★☆(5)
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3.3★★★★☆(3)
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About

The Westpac Altitude Black Credit Card offers you the unique opportunity of choosing between two point rewards system... Read more about Westpac Altitude Black Credit Card

Citibank Simplicity Credit Card doesn’t offer a lot of rewards, but it’s still a good option. It is a ver... Read more about Citibank Simplicity Credit Card

Rewards

You can choose between two rewards programs:
1) Altitude Rewards: 1.25 Altitude Points for $1 spent on eligible purchases with Australian merchants / 3 Altitude Points for $1 spent with overseas merchants
2) Altitude Quantas: 1.5 Qantas Point for $1 spent on eligible purchases

- 0% Purchase APR first 21 months;
- No Late Payment and No Annual Fee - ever!

Early Spend Bonus

50,000 bonus rewards points when you spend $2500 within 90 days after opening an account.
1% Purchases APR for up to 1 year after opening an account.
0% APR for balance transfers for the first 16 months.
No annual fee in the first year if you are already a Westpac customer.

0% APR first 21 month

Annual Fee

$395

None

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