Westpac Altitude Black Credit Card
VS
BB&T Spectrum Rewards Credit Card

Westpac Altitude Black Credit Card

Westpac Altitude Black Credit Card

BB&T Spectrum Rewards Credit Card

BB&T Spectrum Rewards Credit Card

Reviews

3.4★★★★☆(5)
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3.5★★★★☆(4)
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About

The Westpac Altitude Black Credit Card offers you the unique opportunity of choosing between two point rewards system... Read more about Westpac Altitude Black Credit Card

The BB&T Spectrum Rewards Credit Card is issued by BB&T Bank and offers his holders great cash rewards (3% on... Read more about BB&T Spectrum Rewards Credit Card

Rewards

You can choose between two rewards programs:
1) Altitude Rewards: 1.25 Altitude Points for $1 spent on eligible purchases with Australian merchants / 3 Altitude Points for $1 spent with overseas merchants
2) Altitude Quantas: 1.5 Qantas Point for $1 spent on eligible purchases

3% cash back for all qualified purchases within the first 90 days after opening an account and 1% cash back afterwards.
5% cash back anniversary bonus.
30% cash back bonus when spending $50,000 or more annually.

Early Spend Bonus

50,000 bonus rewards points when you spend $2500 within 90 days after opening an account.
1% Purchases APR for up to 1 year after opening an account.
0% APR for balance transfers for the first 16 months.
No annual fee in the first year if you are already a Westpac customer.

3% cash back for all qualified purchases within the first 90 days after opening an account.
0% Introductory APR for 12 months on purchases and balance transfers.

Annual Fee

$395

None

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