American Express Business Gold Rewards Credit Card

VS

Westpac Altitude Black Credit Card

American Express Business Gold Rewards Credit Card

Westpac Altitude Black Credit Card

The American Express Business Gold Rewards Credit Card offers an exceptional reward program (up to 3x points on a cat... Read more about American Express Business Gold Rewards Credit Card

The Westpac Altitude Black Credit Card offers you the unique opportunity of choosing between two point rewards system... Read more about Westpac Altitude Black Credit Card

3 points per $1 spent on a category of your choice, 2 points per $1 spent on remaining categories, 1 point per $1 spent on all other purchases.

You can choose between two rewards programs:
1) Altitude Rewards: 1.25 Altitude Points for $1 spent on eligible purchases with Australian merchants / 3 Altitude Points for $1 spent with overseas merchants
2) Altitude Quantas: 1.5 Qantas Point for $1 spent on eligible purchases

50,000 Membership Rewards points after spending $5,000 in qualifying purchases on the Card within the first 3 months of Card Membership.

50,000 bonus rewards points when you spend $2500 within 90 days after opening an account.
1% Purchases APR for up to 1 year after opening an account.
0% APR for balance transfers for the first 16 months.
No annual fee in the first year if you are already a Westpac customer.

$0 introductory annual fee for the first year, then $175

$395