How to Apply to JCPenney Credit Card

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If you want to have exclusive rewards and discounts of JCPenney, you need to apply for its credit card. Look at the steps below, to see hot to apply for it.

Here is a list of requirement for those who want to get JCPenney credit card:

Be 18 years old;
Be a U.S. resident;
Have a U.S. SSN;
Have a mailing address (no PO Box addresses);
Have a valid government-issued photo ID.

Step 1

Visit the official website of JCPenney credit card.

You can use the link below:

https://www.jcpcreditcard.com/JCPenney/JCPCreditCenter.htm

Step 2

At the main page, you will see a menu on the top of the window.

At the menu, you will need to click on the “Apply now” tab.

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Step 3

This is application page. At first, you will be needed to fill an information about yourself. Such as your name, address, email, phone number, and your annual income. Then, scroll down.

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Step 4

At this step, you will be needed to choose your statement delivery type (paper or electronic), fill information for your verification (date of birth, Social Security Number, mother’s maiden name), and read important information.

After that, scroll down for the last time.

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Step 5

This is your last step.

You just need to submit that you’ve read all the important information below and you will need to click on “Accept and Submit” button.

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Our congratulations, you’ve applied for a JCPpenney credit card.

Q: I have opened an acoount with JCPenny and now I have to wait for the card. Can I use it at a JCPenney Store before my card is delivered?

After the filling of the application and the approval for a JCPenney Credit Card online, it might pass 7-10 business days to receive your card in the mail. In order not to wait so much to be able to use it, you can come to the JCPenny store with your valid photo identification, and once you inform the customer service about your issue in any JCPenney Store, you will be issues a temporary card, so you will be allowed to purchase that day in the store. If you do not get your card within 10 business days, you will need to contact JCPenney Credit Services.

Q: I want to remove a joint user? Can I do that?

The joint account can be opened only when both individuals sign the contract and accept the responsibility for the account. So, when one decides not to use that account any more, he/she cannot simply ne deleted. What the issuer can do is to close your account to further charges if you so request. And to be able to close the account and not be a joint user any more, you will need to send a request in writing to the address JCPenney Credit Services C/O SYNCB P.O. Box 965009 Orlando, FL 32896-5009. The address for the cardholders in Puerto Rico and the U.S. Virgin Islands is JCPenney Credit Services C/O SYNCB PO Box 364788 San Juan, PR 00936-4788.