How to Apply to Old Navy Visa Credit Card

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With no annual fees and a rewards program offering cardholders the possibility to save money on their Old Navy purchases and not only, such a credit card is something you might definitely want to consider. On this page, we will explain to you in detail how to apply for getting one.

In order to be able to apply for getting an Old Navy Visa Credit Card, you must make sure you meet all the following requirements:

You must be a U.S. resident
You must be at least 18 years old
You must have a taxpayer identification number
You should have no history of credit bankruptcies
You should not have been denied in the previous 6 months by Synchrony Bank

Step 1: Go to the main page of the credit card and click on the ‘Apply Now’ button. This will lead you to a page where you have to fill in an online application form.

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Step 2: In the first part of the application form, enter your personal details, including name, mailing address, email address, phone number, and annual net income.

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Step 3: In order to protect your information, introduce in the ‘Verification’ field your date of birth, your social security number and your mother’s maiden name.

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Step 4: Select a delivery method for your billing statement.

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Step 5: Read carefully the Credit Terms and the Consent to Electronic Communications (1), accept them (2), and click the ‘Secure Submit’ button (3).

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Q: Am I protected by Verified by Visa when shopping online?

The service provided to Visa credit card holders under the name Verified by Visa is actually a password protected service which verifies a cardholder’s identity while shopping online. What is required is that the cardholder provide a personal password when paying online with his/her Visa card, it is very similar to a PIN or signature when you buy in a shop. Verified by Visa provides protection against the risk of the card being used fraudulently on the internet. On the other hand, it is very useful for the retailer too, since it provides a guarantee that the cardholder is who they say they are. That way, both sides are fully protected from possible fraud.

Q: What is the Navyist card?

You can upgrade to Navyist once you earn 5000 reward points. It represents the highest status of the card holders and gives them access to extra advantages. You can get 20% extra Reward points on every three months, free shipping with the Navyist code, and free basic alliteration on Banana Republic purchases. Navyists by Old Navy receive additional benefits, but they must requalify each calendar year in order to maintain your qualification as a Navyist cardmember.