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How to Apply to Sears Credit Card

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If you often shop at Sears or make purchases in its online store, you will be interested in its credit card. Every cardholder gets exclusive offers and discounts. So, if you want to have it, read the information below to know how to apply for it.


If you want to apply for Sears credit card you must be at least 18 years of age (21 years of age in Puerto Rico), have a valid ID-photo, SSN or other Identification Type. And you need to have a valid mailing address.

How to Apply

Step 1

Visit the official website of Sears credit card. You can use this link:


Step 2

At the bottom of the left side, you will see Sears credit card. Click on “Get details and Apply” button.


Step 3

At the next page, you will be needed to choose between two cards.

One has 10% off for a new Sears card and another one has 6 moths of special financing. Decide which one is better for you, and click on “Apply now” button.


Step 4

This is an application page. At first, you need to fill information about yourself.

It will be your name, address, email, phone, financial information, and date of birth.

After that scroll down.


Step 5

At this stage, you need to read the Terms and Conditions of Sears Credit Card. Then scroll down for the last time.


Step 6

This is the last step. You need to agree with terms and conditions and click on “Submit Application” button.


Our congratulations, you’ve just applied for a Sears Credit Card.


Q: Can Shop Your Way points be used for service call or home improvement project and if not, where besides Sears can I use them?

Unfortunately, this is not possible. You are not allowed to pay for service calls or home improvement projects with Shop Your Way points, but you are allowed to earn points by paying for service and home improvement using your Sears credit card. These points can help you achieve Gold or Platinum member status which is followed by special benefits and privileges. Shop Your Way points and membership allows you to take full advantage of the online offerings outside of Sears and Kmart. By visiting shopyourway.com/partners you can discover hundreds of participating Shop Your Way partners online.

Q: Who is the Sears credit card good for?

The Sears credit card is good choice for people who are frequent shoppers and make large purchases at Sears. They can get the most benefits from getting a Sears card, meaning that they can achieve 5% off a large purchase or no-interest financing. The majority people may take advantage of the benefits that come from spending at least $299 a year on most of the categories. However, if you are a person who does not make large purchases at Sears, this credit card would probably not be a perfect choice. On the other hand, there is the Sears Home Improvement Account card which is good for people who are interested in the improvement of their home which gives the option for a repayment plan over a longer period.

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