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The Westpac Altitude Credit Card provides you not only two different point rewards systems and great signup bonuses but also a facile online banking system where you can easily manage your account and make payments. On this page we’ll teach you how to login, retrieve your username and password and enroll in the online system.
How to Login / Make a Payment
In case you already have an online account associated to this credit card, this is what you have to do in order to login:
Step 1: Go to the credit card’s homepage and press the ‘Sign In’ button.
Step 2: Introduce in the provided fields your Customer ID and Password and click on ‘Sign In.’
Forgot Password / Username
If you don’t remember your customer ID and/or password, don’t worry, it’s very easy to retrieve them. Here are the steps you must follow in order to do this:
Step 1: Open the credit card’s login page and click on ‘Forgot customer ID or password’ for accessing the credential retrieval page.
Step 2: Choose whether you forgot your customer ID or your password.
Step 3: On the bottom of the same page, enter your Westpac card number, your first and last name, and your date of birth and press ‘Next’ to continue.
Activation / Registration
If you do not yet have access to the online banking system associated with your card, here is a step-by-step guide for creating an online account:
Step 1: Open the credit card’s homepage and press the ‘Register’ button.
Step 2: In the pop-up window which will open choose the ‘Westpac Live- Personal’ option.
Step 3: Press ‘Get Started’ in order to open the enrollment page.
Step 4: Introduce in the required fields your personal details, including your Westpac credit card number, your first and last name, and your date of birth and press ‘Next.’
Step 5: In the next pages you will be asked to answer some security questions, to create a password and to enter your contact details.
Q: What do I need the SWIFT codes for?
The SWIFT code is necessary if you are receiving a deposit into your Westpac account from an overseas account by telegraphic transfer, or if you want to transfer money from a Westpac account to an overseas account by telegraphic transfer. It is a code of 8-11 characters used by banks around the world to transfer money and SWIFT is the abbreviation for "Society for Worldwide Interbank Financial Telecommunication". The SWIFT code is given to the person who is sending the transfer and he/she should provide it to the person who receives it so as to be able to take the money. You can find the SWIFT code when you log into Westpac Online Banking. All you need to do is to choose your payment destination, nominate the amount and account you would like to pay from, enter the recipient's bank details and search for the SWIFT code by entering the name or city of the recipient's bank.
Q: How is IBAN different from SWIFT code?
Both of them have the same purpose, but the destination of the transfer defers. If you are making Euro currency payments to Europe and the UK or the payments in any currency to Lebanon and Kuwait, the SWIFT code is not used, but you will need to use an IBAN which stands for the International Bank Account Number.