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How to Apply to Westpac Altitude Credit Card

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With the Westpac Altitude Credit Card you will get the chance to choose between two point rewards systems and to benefit from very useful signup bonuses. If you decide to apply for this card, consult this page for guidance on how to fill in and submit an online application.


Before starting to fill in an online application, make sure you meet all the requirements listed below:

  • Be at least 18 years old
  • Be a legal resident of Australia
  • Have a valid ID issued by the Australian government
  • Have a valid email and mailing address and a valid phone number
  • Be willing to provide information regarding your financial status (including income and housing payments)

How to Apply

Should you decide to apply for this card, these are the steps you have to follow to successfully fill in and submit an online application:

Step 1: Navigate to the credit card’s homepage and press the ‘Apply Now’ button.

Step 2: Select whether you are an existing Westpac customer or a new customer.

Step 3: On the next page you will have to select again whether you are a Westpac customer or not and to press ‘Continue’ in order to access the online application page.

Step 4: Introduce in the appropriate fields your personal and financial information including: first name, last name, email address, income (monthly), savings/pension (following tax deduction), balances in savings/investment accounts (if you have any), your housing situation, and your monthly loan repayments (if you have any). Afterwards, choose whether you have or not any non-Westpac cards, provide details about your other monthly expenses (such as food, bills, transport, insurance, child support),  select whether you share household expenses or not, select how many dependents (excluding spouses) you have and click on the ‘Get my eligibility indication’ button. In case you will be considered eligible you will have to provide some further details including your mailing address and phone number before submitting your application.


Q: Does Westpac Online Banking have the option for the Altitude Rewards access and can I use the same credentials for both of them?

Yes, you can access your Altitude Rewards online account via the Westpac Online Banking dashboard without having to sign in through the Altitude Rewards website and you can sign in to Westpac Online Banking to access both Westpac Online Banking and Altitude Rewards with the same credentials. Once logged in, you will be able to see Altitude Rewards points balance on the Westpac Online Banking website.

Q: What does the Westpac Global Alliance ATM network stand for?

The Westpac Global Alliance ATM network means that once you get a Westpac credit card, you can use it to withdraw cash for free at ATMs that belong to the Westpac Group and those are Westpac, St.George and Bank of Melbourne ATMs. When it comes to other ATMs, you can also withdraw money with certain fee but you will still save on ATM withdrawal fees worldwide thanks to the Westpac Global ATM alliance.

Q: I have two Altitude accounts. Can I see my balance on both of them by using only one log in?

Yes, once you can sign in on one account, you can view the total available point balance and transaction history on all Altitude credit cards. When it comes to redeeming points, you will need to select which account the Altitude points are to be deducted from. In case there are not enough Altitude points in that account, the remaining balance will be deducted from another of your eligible Altitude accounts.

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