How to Apply to Westpac Altitude Black Credit Card

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With its great point rewards systems (you can choose between two different options) and fantastic signup bonuses the Westpac Altitude Black Credit Card could definitely be the perfect choice for you. If you decide to get it, we’re here to provide you step-by-step guidance on how to fill out an application form online.

Before starting the application process for a Westpac Altitude Black credit card, please make sure you meet all the eligibility criteria which we summarized below:

Be at least 18 years of age
Be a permanent legal resident of Australia
Have a valid government-issued Australian ID
Have a valid postal and email address as well as a valid phone number
Accept to provide some information regarding your financial status (e.g. income and housing payments)

In case you are decided to apply for this card, find below the necessary steps to take for successfully filling in and submitting an online application:

Step 1: Open the credit card’s home page and hit the ‘Apply Now’ button.

Step 2: Choose if you are an already existing Westpac customer or a brand new customer.

Step 3: Next, you should select once more whether you are a Westpac customer or not and press ‘Continue’ in order to access the online application webpage.

Step 4: Enter in the appropriate spaces your personal as well as financial information including the following: your first name, last name, email, income (monthly), savings or pension (after the taxes), balances in savings and/or investment accounts (in case you have any), housing situation and monthly loan repayments (in case you have any).Then, select whether you have any non-Westpac cards, enter some details about your other monthly expenses (e.g. food; bills; transportation; insurance; child support), choose whether you share household expenses or not, provide information about how many dependents (excluding the spouse) you have and press the ‘Get my eligibility indication’ button. If you will be considered eligible you will need to provide further details such as your mailing address and phone number before finalizing your application.

Q: What are some of the benefits for the owners of the Westpac Altitude Black Credit Card?

One of the benefits is the Priority Pass Membership to airport lounges, which means that if you choose Altitude Rewards you can register to receive two complimentary lounge visits per year to use at over 1000 VIP airport lounges worldwide. Another benefit is two complimentary Qantas lounge passes, if you choose Qantas Rewards. This means that you are eligible for two complimentary Qantas Lounge invitations per year after you have used your Altitude Black Card to spend on selected Qantas products and services.

Q: How can I claim a reward?

You may claim a reward if you have sufficient points on your points balance at the time of your claim, how many points does every reward demands can be seen in the Altitude Rewards Centre or at altituderewards.com.au. You must have earned at least 3,000 points before you can claim a reward unless we advise you otherwise. You cannot combine your points with points earned on an account in someone else’s name. The points can be claimed by telephoning the Altitude Rewards Centre, or through altituderewards.com.au. For rewards which are delivered 5 business days is necessary for gift cards and 10 business days for other rewards to be delivered to the postal address you last notified to us and you may be charged for delivery of your rewards.

Q: Which purchases are ineligible for Earning Points?

Purchases that are ineligible for points are Cash Out at EFTPOS & ATMs, purchase of Travellers Cheques, Money Orders or Gambling Chips, payments to Merchants Using Third Party Arrangements, payments of Utility Bills over the Counter at a Financial Institution and transfers of Funds from One Account to Another.