Picture of the BankAmericard Secured Credit Card front

BankAmericard Secured Credit Card Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: 1.800.732.9194
  • E-Mail: No e-mail address available
  • Mailing Address: Bank of America PO Box 15019 Wilmington, DE 19886-5019

The BankAmericard Secured Credit Card is issued by Bank of America and helps customers establish, strengthen or rebuild their credit. An initial security deposit is needed when opening an account, but after 12 months, you might qualify for having the deposit returned.

Card Information

Rewards

You’ll get zero liability in case of fraudulent activities, online shopping security and overdraft protection.

Signup Bonus

None

Annual Fee

$39

Cash Advance APR

0.49% for Direct Deposit and Check Cash Advances
25.24% for Bank Cash Advances

Late Payment Fee

Up to $37

Purchases APR

20.49% variable according to the Prime Rate.

CreditSpot Icon CreditSpot's CardScore Submit Review
60

Pros and Cons

Pros

+ Credit fraud protection
+ Good for building credit
+ APR is good

Cons

- Annual fee
- No signup bonus
- No rewards

Permium Credit Card Offers

3 Reviews

BankAmericard Secured Credit Card Overall rating: ★★★☆☆ 3 based on 3 reviews
5 1

Not the best one

★★★☆☆
3 5 1
My husband convinced me to get this card, but I am not extremely satisfied, I had much better offers before, with lots of benefits. However, it’s easy to use and the taxes are not very big.

No benefits

★★☆☆☆
2 5 1
This card is not a good deal at all, it has no rewards and benefits and you also need a large initial deposit.

Like it

★★★★☆
4 5 1
Since I got this card, I keep improving my credit history and credit worthiness, it will be easier for me in the future to secure loans if needed
Show More Reviews
Arrow

Review BankAmericard Secured Credit Card

Name
Review Title
Rating
Review Content

Compare BankAmericard Secured Credit Card

Recently Compared With (by users)

Picture of the Animal Friends Visa Credit Card frontAnimal Friends Visa Credit Card Picture of the Princess Cruises Rewards Visa Credit Card frontPrincess Cruises Rewards Visa Credit Card Picture of the Zions AmaZing Rate Business Credit Card frontZions AmaZing Rate Business Credit Card Picture of the Affinity Credit Union Low Fee Gold Choice Rewards MasterCard frontAffinity Credit Union Low Fee Gold Choice Rewards MasterCard Picture of the American Express Blue For Business Credit Card frontAmerican Express Blue For Business Credit Card Picture of the Chevron Premium Credit Card frontChevron Premium Credit Card Picture of the ABNB Mastercard Platinum Credit Card frontABNB Mastercard Platinum Credit Card Picture of the TD Cash Back Mastercard frontTD Cash Back Mastercard See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards