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How to Apply to Citi Prestige Credit Card

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After making some calculations, it is obvious that the travel-purchases-protections reward this Citi Prestige Card offers to surpass its high $450 annual fee. Congratulations, we believe you made the right choice on safely continuing your luxury travel adventures! If you need some support for applying for your newest card, here we will provide a step-by-step guide on how to do it.


If you want to apply for the Citi Prestige Credit Card, you should meet the following criteria:

  • Be at least 18-year-old
  • Have a valid US street address, phone number, and email address
  • Have a valid SSN

How to Apply

Step 1: Navigate to the card’s main web page and click on the ‘Apply now’ button.

Soon you’ll be directed to the application page.


Step 2:  In the application page introduce your personal information including your full name, your address, your phone number, your email address, your date of birth, your social security number (SSN) as well as a personal security word for accessing your account.


Step 3: Scroll down in the same page and fill the fields regarding your financial information such as your total annual income.

If needed, add an authorized user who can have access to your card and read/agree to the card’s Electronic Disclosure.


Step 4: Again, scroll down the page and, after reading the Terms and Conditions dedicated to the Citi Prestige Card, agree with them by checking the provided box.

At this point, click the ‘Submit’ button for forwarding your application for review.

You’ll be contacted soon for the results of your application.



Q: What do Citi ThankYou Rewards include?

The Citi Prestige Card ThankYou Rewards include all the points you have earned for purchases made on your card. You can earn 3 ThankYou Points for each $1 spent on purchases at airlines, hotels and travel agencies, 2 ThankYou Points for each $1 spent on purchases at restaurants, concerts, live sporting events, movie theaters, amusement parks and many other places of entertainment and 1 ThankYou Point for each $1 spent on other purchases.

Q: Does any transaction earn points?

No, only purchases may earn you points while transactions such as the use of checks, balance transfers, cash advances, travelers checks, foreign currency purchases, , gaming chips and similar transactions do not earn any ThankYou points.

Q: Which are Non-Qualifying Purchases for the Citi ThankYou Rewards points?

Just like there are qualifying purchases that can earn you rewards points, you need to bear in mind the fact that there are also some purchases that are not qualifying for the points. So, you will not earn 2X Points for purchases made at bakeries, restaurants/cafes inside certain department, grocery or warehouse stores, sporting camps, stores that sell musical instruments, video game arcades, bowling alleys and stores that primarily sell video games.

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